Notice of Privacy Practices
Adviser Financial Group, Inc.

Congress recently passed the Gramm-Leach-Bililey (GLB) Act, which deals in part with how investment advisers handle nonpublic personal financial information. Our company recognizes that the foundation of our business is the trust and confidence of our clients. In order to provide you the most effective and beneficial service, we must maintain information about you. Keeping client information secure and private is important to us. This notice is provided to you so that you may know how we collect information about you, the type of information we collect, what we may disclose to our affiliates and non-affiliate third parties, and the steps we take to protect your personal information.

What We Collect
First, we must collect a certain amount of your personal information in order to provide customer service and fulfill legal and regulatory requirements. Therefore, as part of our servicing of your requests, we may obtain certain nonpublic personal information about you. This information includes facts and data that we receive from you, facts and data about your transaction with our affiliates, others, and us.

The information we collect may include:

• Your name, address, date of birth, social security number, gender, marital status, assets and financial statistics;
• Your relationship with us, such as products or services purchased, and transaction history;
• Your employment history, such as your occupation(s), your income and your employer(s);
• Your creditworthiness and credit history; and
• Your medical information

What We Share
Our company is committed to maintaining the confidentiality of the personal information we collect. We welcome this opportunity to clarify our privacy policy for you.

With respect to the information we collect about you:

• We collect and use the information to the extent needed to conduct our business and to meet high quality service standards;
• We restrict access to the information to authorized individuals who need to know this information to provide service and products to you;
• We maintain physical, electronic, and procedural safeguards that protect your information;
• We will verify that any persons requesting information about you or your relationship with us is entitled to such information prior to providing it. For example, we may give information to heir/beneficiaries concerning the existence and amount of life insurance and annuity contract following receipt of notice of the death of an insured or an annuitant;
• We share non-public personal information about you outside our company only to service your request, or as authorized by you, or as required or permitted by applicable law;
• We require any organization that provides assistance to us in administering our contracts or providing services on our behalf to you to maintain the confidentiality of your nonpublic personal information and not use such information for any other purpose;
• We do not allow non-affiliates to offer their products and services to you without your consent; and
• We only share personally identifiable information with affiliates or non-affiliates as may be permitted or required by law, authorized by you, or necessary in connection with the administration of the service you request.

If we change our privacy practices, we will provide you notice of all material changes. This privacy notice supersedes all previous notices with respect to matters described herein.

It is our goal to ensure that all the information we collect is accurate and complete. We will work with you to correct any inaccurate information once you notify us of an error.

No Action Is Required By You
You do not need to do anything as a result of this notice. It is meant to inform you of how we safeguard your nonpublic personal information. You may wish to file this notice with your financial and legal papers.

If you have any questions concerning this notice, please call us at 507-280-8897.