Social Security: Normal Retirement Age

When you hear the expression “normal retirement age for Social Security retirement benefits, you may think that it is 65. The normal retirement age (NRA) is the age when you can receive Social Security retirement benefits without reductions. Under current Social Security regulations, the age to receive full benefits depends on the year you were born. Your Social Security retirement benefits may be significantly lower or higher than the primary insurance rate if, when you begin to receive benefits, your age is not the normal retirement age. To learn more about this, read our article Early and Delayed Social Security Benefits.